Ripple Labs and the U.S. SEC are discussing the possibility of settling Ripple's $125 million penalty using XRP.Attorney Jeremy Hogan suggests that Ripple could transfer the equivalent value of XRP to a federal address to satisfy the penalty.This settlement approach could influence the acceptance of cryptocurrencies within U.S. financial frameworks.If Ripple pays the fine in XRP, it could set a precedent for future regulatory settlements involving digital assets.