<ul data-eligibleForWebStory="false">Ripple has applied for a national banking license in the U.S. to operate across state lines.This move would subject its U.S. dollar-pegged stablecoin, RLUSD, to OCC supervision.The national charter would provide deeper transparency and risk management assurances in the stablecoin space.Ripple's ambitions with the banking license hint at expanding into additional crypto-based financial services beyond cross-border payments.