XRP enthusiast Mickle has made predictions about Ripple and XRP's future in 2025.Predictions include regulatory changes and increased adoption rates.Among the predictions, the resolution of the ongoing SEC lawsuit against Ripple is a significant factor.Other developments include the launch of an XRP ETF by BlackRock.Ripple may partner with Tier 1 U.S. banks, cementing its pivotal role in cross-border payments.Favorable regulatory changes could encourage institutional adoption and restore investor confidence in XRP.Increased development on the XRP Ledger (XRPL) could attract new users and bolster XRP's value.The potential for XRP to surpass Ethereum in market capitalization is also predicted.RLUSD, an ERC-20 stablecoin tied to the Ripple ecosystem, may also surpass a market capitalization of $25 billion by 2025.Retail adoption and involvement in DeFi are forecast to grow, enabling mainstream usage of XRP.