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Forbes
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Current Mortgage Refinance Rates: July 3, 2025 – Rates Climb
- Today's mortgage refinance rates average 6.66% for a 30-year fixed term.
- The APR for the 30-year term is 6.69%, saving borrowers on costs.
- Similar trends apply to 20-year and 15-year fixed mortgages.
- Factors like credit score and loan balance impact getting the best rate.
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