<ul data-eligibleForWebStory="true"><li>The 30-year fixed refinance rate is currently at 6.88%, while the 15-year fixed-rate refinance is at 5.8%.</li><li>For a 20-year mortgage refinance, the average rate is 6.72%.</li><li>The average rate for a 30-year fixed-rate mortgage refinance has held steady at 6.88% this week.</li><li>The APR for a 30-year fixed-rate mortgage is 6.91%.</li><li>A 20-year fixed mortgage refinance averages at 6.72% with an APR of 6.76%.</li><li>15-year fixed refinance mortgage rate stands at 5.8%.</li><li>The APR for a 15-year fixed mortgage is 5.85%.</li><li>30-year fixed-rate jumbo mortgage refinance rate is at 7.19%.</li><li>15-year fixed-rate jumbo mortgage refinance average rate is 6.47%.</li><li>Refinance rates are generally slightly higher than mortgage rates.</li></ul>

Current Mortgage Refinance Rates: June 12, 2025 – Rates Fall

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