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Current National Refinance Rates: December 3, 2024—Rates Decline
- The average refinance rates for a 30-year fixed mortgage are declining.
- The current 30-year fixed-rate mortgage refinance is averaging 7.22%, compared to 7.31% last week.
- The average interest rate on a 15-year fixed refinance mortgage dropped to 6.31%.
- Refinancing your mortgage can provide benefits like lower interest rates, lower monthly payments, and more repayment flexibility.
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