London-based digital bank Zopa has raised £80 million in Additional Tier 1 (AT1) capital from a mix of existing and new institutional investors.
The funding will support the company’s next phase of growth, including the upcoming launch of its current account.
The issuance, completed on the International Securities Market (ISM) of the London Stock Exchange, enables Zopa to strengthen its balance sheet without diluting shareholders.
The AT1 raise follows an €80 million equity fundraise in November 2024, strengthening Zopa’s financial position for expanding into everyday banking.