<ul><li>Earnings season shows mixed consumer spending with some pullbacks by lower-income households and slower use of revolving debt.</li><li>Buy now, pay later (BNPL) providers are experiencing significant growth, especially in clothing and travel categories.</li><li>Around 37% of consumers have used BNPL, with the percentage increasing as income bracket goes higher. 79% of consumers had a favorable experience with BNPL.</li><li>BNPL providers, including Block, Affirm, and Sezzle, have reported strong earnings growth, indicating increasing adoption of BNPL services.</li></ul>

Earnings Season Shows Consumers Using BNPL More Often for Clothes and Travel

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