<ul><li>86% of employers believe their benefits are modern, but only 59% of workers agree, according to Prudential's study.</li><li>Top challenges for workers include saving for retirement, cost of everyday goods, cost of housing, and living paycheck to paycheck.</li><li>Employers are expected to make changes in benefits offerings in the next two years to better meet employee needs, with a focus on improving well-being, retention, and overall employee experience.</li><li>Workers' concerns about affordability and financial stability indicate a need for tailored benefits addressing retirement savings, financial security, and flexible work arrangements.</li></ul>

Employers say their benefits are modern. Employees don’t agree, study finds.

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