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EPF Vs NPS...
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Bloomberg Quint

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Image Credit: Bloomberg Quint

EPF Vs NPS: Best Investment Option To Build Your Retirement Corpus In FY26

  • Deciding on the right investment scheme for your retirement should consider factors like risk appetite, investment horizon, and the desired corpus size.
  • Two government-backed schemes popular for retirement planning are the Provident Fund (PF) and the National Pension System (NPS), each offering unique advantages.
  • EPF (Employees Provident Fund) guarantees returns, tax benefits, and security, while NPS (National Pension System) offers market-linked gains, tax benefits, and flexibility in contributions.
  • NPS may be preferable for building a larger retirement corpus with higher contributions and flexibility, while EPF suits those seeking secure returns and tax benefits. Evaluating financial needs and risk appetite is crucial before choosing between the two.

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