The Federal Housing Finance Agency (FHFA) has directed Fannie Mae and Freddie Mac to include Bitcoin and other cryptocurrencies in their mortgage risk assessments.
This policy shift reflects the US government's increasing acceptance of digital assets in mainstream financial systems.
The directive allows for the consideration of crypto assets as valid indicators of a borrower's financial reserves without needing conversion to US dollars.
Fannie Mae and Freddie Mac are required to develop proposals for integrating Bitcoin and cryptocurrencies into loan assessments, considering risk factors like market volatility.