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Financial Services Regulation in 2025: More of the Same or Radical Shift?

  • 2025 is expected to bring about a radical shift in financial services regulation.
  • Bank-FinTech partnerships will continue to be a focus, with efforts to manage risks and redefine record-keeping.
  • Consumer Financial Protection Bureau (CFPB) may undergo changes under the new administration.
  • Regulations on open banking, overdraft fees, and buy now, pay later payments are being challenged in court.

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