Fintech personal loans in India saw a 15% decline in Q3 FY 24-25 compared to the previous quarter.The slump marks the sharpest drop since the COVID-19 lockdown in Q1 FY 20-21.After a significant decline during the lockdown, fintech loan disbursals rebounded and grew steadily, though at a slowing pace.Fintech NBFCs drive 76% of personal loan sanction volumes, reinforcing their role in digital financial inclusion.