<ul data-eligibleForWebStory="false"><li>HDFC Bank had to limit loan growth in the past fiscal due to absorbing loan assets of HDFC, resulting in a sharp rise in credit-deposit (CD) ratio.</li><li>The bank's CEO, Jagdishan, believes they have successfully navigated the merger and are now focused on faster growth by capitalizing on opportunities like technology, customer-centricity, and their workforce.</li><li>HDFC Bank plans to grow advances in line with or higher than the system in FY26 and FY27, with over 700 new branches added in the previous fiscal, totaling 9,455 branches by March 31, 2025.</li><li>The bank's mortgage business, post-merger, has become the largest in the country, driving cross-selling opportunities and attracting new customers who opt for additional products, showing positive growth prospects for the bank.</li></ul>

Having navigated HDFC merger, HDFC Bank now focused on faster growth: CEO

Discover more