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Here Are 20 New Year’s Resolutions … With a Little Help From Our AI Friends

  • 20 New Year's resolutions related to payments and payments habits suggested by AI models:
  • 1. Avoid buying coffee with credit card just for points.
  • 2. Stop pretending to understand the stock market.
  • 3. Use stronger passwords instead of 'password'.
  • 4. Read the terms and conditions of credit cards.
  • 5. Don't panic at every bitcoin price alert.
  • 6. Memorize online banking passwords without resetting each time.
  • 7. Don't use pet's name as PIN.
  • 8. Understand what blockchain is.
  • 9. Avoid seeking stock tips from bank tellers.
  • 10. Stop blaming ATMs for low balance.
  • 11. Don't consider credit card as 'free money'.
  • 12. Resist investing in companies purely based on their logo.
  • 13. Avoid using 'show me the money' as voice command for banking app.
  • 14. Treat piggy bank as a fun savings account, not a legitimate one.
  • 15. Don't impulsively buy cryptocurrency after watching YouTube tutorials.
  • 16. Stop calling financial advisor to chat about weather.
  • 17. Resist the temptation to create a personal cryptocurrency after a pet.
  • 18. Change text alert for incoming transfers, no longer using 'cha-ching'.
  • 19. Eliminate the idea that wallet is where money goes to die.
  • 20. Admit the lack of understanding about APR.

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