<ul data-eligibleForWebStory="true"><li>Refinance rates decreased today, with 30-year fixed rate at 6.65%.</li><li>Average rates for 15-year and 20-year mortgages also decreased accordingly.</li><li>Borrowers could save on interest costs with the current reduced rates.</li><li>Factors like credit score and economic conditions affect mortgage rates movements.</li><li>Experts predict minimal changes in rates for the first half of 2025.</li></ul>

Here Are Today’s Mortgage Refinance Rates: July 1, 2025 – Rates Decrease

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