<ul data-eligibleForWebStory="false">30-year fixed refinance rates remain steady at 6.76% according to Mortgage Research Center.15-year mortgage rates average 5.66%, 20-year rates at 6.54%.Comparison of current and last week's rates for different mortgage types. Tips for refinancing.Consider benefits of refinancing like lower rates, paying off loan sooner, and dropping PMI.Mortgage rates may change later in the year. Options for improving chances of approval.