<ul data-eligibleForWebStory="false">Today's mortgage refinance rates show a decrease for various loan terms.Interest rates for 30-year, 20-year, and 15-year fixed refinance mortgages are provided.APR percentages and monthly payment estimates are detailed for different loan types.Factors affecting refinance rates and strategies for securing the best rate are discussed.Predictions on mortgage interest rates for 2025 and considerations for refinancing are highlighted.