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Here Are Today’s Mortgage Refinance Rates: July 2, 2025 – Rates Dip

  • Today's mortgage refinance rates show a decrease for various loan terms.
  • Interest rates for 30-year, 20-year, and 15-year fixed refinance mortgages are provided.
  • APR percentages and monthly payment estimates are detailed for different loan types.
  • Factors affecting refinance rates and strategies for securing the best rate are discussed.
  • Predictions on mortgage interest rates for 2025 and considerations for refinancing are highlighted.

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