Ripple is seeking a banking license, aiming to raise trust in stablecoins and digital assets.
If approved, Ripple would be subject to state and federal supervision and gain direct access to the Federal Reserve for its RLUSD stablecoin.
Analysts suggest potential impacts on XRP price if Ripple captures SWIFT's market share or tokens assets, projecting a price range between $10.91 to $21.80 per XRP.
ChatGPT models predict XRP's valuation could reach $16.36 based on network activity and market share in the context of institutional utility and tokenization trends.