High-yield savings account rates remain steady compared to last week, with the highest yield reaching 5.84% for a $2,500 minimum deposit.Average APY for traditional savings accounts is at 0.22%, while high-yield savings accounts offer substantially higher interest rates.Top interest rates today include 4.88% for a $10,000 minimum deposit and 4.40% for a $25,000 minimum deposit on high-yield savings accounts.Historically, interest rates were highest in the early 1980s, with the Fed raising the federal funds rate to over 19% in response to high inflation.