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High-Yield Savings Account Rates Today: April 30, 2025 – Rates Are Steady

  • High-yield savings account rates remain steady compared to last week, with the highest yield reaching 5.84% for a $2,500 minimum deposit.
  • Average APY for traditional savings accounts is at 0.22%, while high-yield savings accounts offer substantially higher interest rates.
  • Top interest rates today include 4.88% for a $10,000 minimum deposit and 4.40% for a $25,000 minimum deposit on high-yield savings accounts.
  • Historically, interest rates were highest in the early 1980s, with the Fed raising the federal funds rate to over 19% in response to high inflation.

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