Rates on savings accounts are mixed compared to one week ago, with some higher rates available.The highest APY on a standard savings account with a $2,500 minimum deposit is 6.82%.High-yield savings accounts require jumping through hoops for higher rates, such as becoming a credit union member or making large deposits.Average APY for traditional savings accounts is 0.23%, while high-yield savings accounts have an average APY of 0.23% as well.