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High-Yield Savings Account Rates Today: February 19, 2025 – Rates Are Steady

  • Rates on savings accounts remain steady compared to one week ago.
  • Traditional savings accounts offer low interest rates, while online banks and credit unions offer higher rates.
  • High-yield savings accounts require certain conditions, such as membership in a credit union or a large deposit.
  • Average APY for traditional savings accounts is 0.23% and for high-yield accounts is 0.24% with a $25,000 minimum deposit.

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