<ul data-eligibleForWebStory="true"><li>Savings account rates remain steady, with the highest yield reaching 5.84% for a $2,500 minimum deposit account.</li><li>Traditional savings accounts now offer an average APY of 0.22%, whereas high-yield savings accounts provide much higher interest rates, such as 4.88% for a $10,000 minimum deposit account.</li><li>For accounts with a $25,000 minimum deposit, the highest rate available is 3.94%, with an average APY of 0.24%.</li><li>Consumers should compare account yields, consider minimum deposit requirements, watch out for fees, and ensure the bank is insured by the appropriate agency before opening a high-yield savings account.</li></ul>

High-Yield Savings Account Rates Today: July 1, 2025 – Rates Are Steady

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