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High-Yield Savings Account Rates Today: July 14, 2025 – Rates Are Steady

  • Savings account rates have remained stable for the past week, with the highest yield reaching up to 5.84%.
  • High-yield savings accounts can offer significantly higher interest rates compared to traditional accounts, with some accounts requiring minimum deposits of $10,000 offering a rate of 4.88%.
  • For accounts with a minimum opening deposit of $25,000, the highest available rate today is 3.94%.
  • When choosing a savings account, it's important to consider trade-offs between account types, fees, and the level of federal insurance coverage provided.

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