<ul data-eligibleForWebStory="false"><li>High-yield savings account rates have remained consistent compared to the previous week, offering up to 5.84% APY.</li><li>Traditional savings accounts now provide higher yields, particularly from online banks and credit unions, with an average APY of 0.22%.</li><li>For high-yield accounts, the best interest rates range from 4.88% to 3.94% depending on the minimum deposit amount, with average APYs around 0.23% to 0.24%.</li><li>When considering a savings account, it's crucial to compare yields, minimum deposit requirements, and potential fees while ensuring the institution is FDIC or NCUA insured.</li></ul>

High-Yield Savings Account Rates Today: July 2, 2025 – Rates Are Steady

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