High-yield savings account rates remain steady compared to one week ago, with the highest rate at 5.84% for a $2,500 minimum deposit.Traditional savings accounts used to offer low interest rates, but now online banks and credit unions provide higher yields.Today's average APY for a traditional savings account is 0.23%, reflecting compound interest.High-yield savings accounts offer more interest, with the best rate at 4.88% for a $10,000 deposit and 3.94% for a $25,000 deposit.