<ul data-eligibleForWebStory="true"><li>Savings account rates have remained steady compared to last week, with the highest yield reaching 5.84%.</li><li>Traditional savings accounts now offer higher yields, particularly from online banks and credit unions.</li><li>The average APY for a standard savings account is 0.22%.</li><li>High-yield savings accounts typically offer substantially higher interest rates.</li><li>The best interest rate for high-yield accounts with a $10,000 minimum deposit is 4.88%.</li><li>The average APY for these accounts is 0.23%.</li><li>For high-yield savings accounts requiring a $25,000 minimum opening deposit, the highest rate available is 3.94%.</li><li>The average APY for these accounts is 0.24%.</li><li>Consider factors beyond interest rates when choosing an account, such as minimum deposits and fees.</li><li>Ensure the bank or credit union is reputable and insured by the FDIC or NCUA for up to $250,000 per depositor.</li><li>Curinos calculates average savings account rates for personal use accounts, excluding certain specialized accounts.</li></ul>

High-Yield Savings Account Rates Today: June 12, 2025 – Rates Are Steady

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