<ul data-eligibleForWebStory="true">Savings account rates are consistent with last week, with the highest yield at 5.84%.Traditional savings accounts offer an average APY of 0.22%, while high-yield accounts provide substantially higher interest.The best interest rate on high-yield accounts with a $10,000 minimum deposit is 4.88%.For high-yield accounts at a $25,000 minimum deposit, the top rate available is 3.94%.When selecting a savings account, consider factors beyond interest rates such as minimum deposits and fees.Ensure the bank is insured by the FDIC or the credit union is insured by the NCUA for depositor protection.