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High-Yield Savings Account Rates Today: June 18, 2025 – Rates Are Steady

  • Savings account rates remain stable with potential to earn up to 5.84%.
  • Online banks and credit unions offer up to 10 times higher rates than traditional financial institutions.
  • Highest standard savings rate with a $2,500 deposit is 5.84%.
  • Average APY for traditional savings accounts is 0.22%.
  • High-yield accounts may require joining a credit union or a large deposit to earn higher rates.
  • Best interest rate on $10,000 minimum deposit high-yield accounts is 4.88%.
  • Average APY for high-yield accounts requiring $10,000 deposit is 0.23%.
  • Top rate on $25,000 minimum deposit high-yield account is 3.94%.
  • Average APY for $25,000 minimum deposit high-yield accounts is 0.24%.
  • Choosing between traditional bank accounts and online-only accounts affects interest rates.
  • Consideration of fees like monthly service fees and excess withdrawal fees is crucial.
  • Check financial institution ratings and ensure federal insurance protection for your money.
  • Rates provided by Curinos focus on personal savings accounts.
  • Specific account types like relationship-based or accounts for special groups are not part of the average rate calculation.

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