<ul data-eligibleForWebStory="true">Savings account rates remain stable with potential to earn up to 5.84%.Online banks and credit unions offer up to 10 times higher rates than traditional financial institutions.Highest standard savings rate with a $2,500 deposit is 5.84%.Average APY for traditional savings accounts is 0.22%.High-yield accounts may require joining a credit union or a large deposit to earn higher rates.Best interest rate on $10,000 minimum deposit high-yield accounts is 4.88%.Average APY for high-yield accounts requiring $10,000 deposit is 0.23%.Top rate on $25,000 minimum deposit high-yield account is 3.94%.Average APY for $25,000 minimum deposit high-yield accounts is 0.24%.Choosing between traditional bank accounts and online-only accounts affects interest rates.Consideration of fees like monthly service fees and excess withdrawal fees is crucial.Check financial institution ratings and ensure federal insurance protection for your money.Rates provided by Curinos focus on personal savings accounts.Specific account types like relationship-based or accounts for special groups are not part of the average rate calculation.