<ul data-eligibleForWebStory="true"><li>Savings account rates remain unchanged compared to last week, with the highest rate at 5.84% for a $2,500 minimum deposit.</li><li>Online banks and credit unions offer rates 10 times higher than traditional financial institutions for savings accounts.</li><li>Average APY for traditional savings accounts is 0.22%, showing the actual return with compound interest.</li><li>High-yield savings accounts provide substantially higher interest but may require certain conditions to earn such rates.</li><li>The best interest rate for high-yield accounts with a $10,000 minimum deposit is 4.88%.</li><li>The average APY for these accounts is 0.23%, consistent with last week's data.</li><li>For high-yield accounts with a $25,000 minimum, the highest rate available today is 3.94%.</li><li>The average APY for the $25,000 minimum deposit accounts stands at 0.24%.</li><li>Historically, savings rates were highest in the early 1980s, peaking at over 19% due to high inflation.</li><li>The average rates for personal use savings accounts are calculated by Curinos, excluding certain specialized account types.</li></ul>

High-Yield Savings Account Rates Today: June 23, 2025 – Rates Are Steady

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