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High-Yield Savings Account Rates Today: June 26, 2025 – Rates Are Steady

  • High-yield savings account rates remain steady compared to a week ago, with the highest rate at 5.84% for a $2,500 minimum deposit.
  • Traditional savings accounts have an average APY of 0.22%, whereas high-yield accounts offer much higher rates but may require additional steps like joining a credit union.
  • The best interest rate for high-yield accounts with a $10,000 minimum deposit is 4.88%, and for a $25,000 minimum deposit, it is 3.94%.
  • Interest rates on savings accounts fluctuate based on economic factors like Federal Reserve rate changes, with the current average for high-yield accounts with a $25,000 minimum deposit standing at 0.24% APY.

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