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High-Yield Savings Account Rates Today: June 30, 2025 – Rates Are Steady

  • Savings account rates have remained steady compared to last week, with the highest rate reaching 5.84% for a standard account with a $2,500 minimum deposit.
  • Traditional savings accounts have seen a rise in rates in recent years, especially with online banks and credit unions offering higher rates than brick-and-mortar banks.
  • High-yield savings accounts can offer significantly more interest, but sometimes require certain conditions such as being a credit union member or maintaining a large deposit.
  • Today's best interest rates are around 4.88% for accounts requiring a $10,000 minimum deposit and 3.94% for those needing a $25,000 minimum deposit.

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