Savings account rates have remained steady compared to last week, with the potential to earn up to 5.84% on savings.Online banks and credit unions offer higher rates than traditional brick-and-mortar banks on savings accounts.Average APY for traditional savings accounts is 0.22%, while high-yield accounts offer rates close to 4.21% to 5.84% depending on deposit amounts.Consider fees, account type, and federal insurance protection when choosing a savings account that best suits your needs.