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High-Yield Savings Account Rates Today: June 4, 2025 – Rates Are Steady

  • Savings account rates have remained steady compared to last week, with the potential to earn up to 5.84% on savings.
  • Online banks and credit unions offer higher rates than traditional brick-and-mortar banks on savings accounts.
  • Average APY for traditional savings accounts is 0.22%, while high-yield accounts offer rates close to 4.21% to 5.84% depending on deposit amounts.
  • Consider fees, account type, and federal insurance protection when choosing a savings account that best suits your needs.

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