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High-Yield Savings Account Rates Today: March 31, 2025 – Rates Are Steady

  • Savings account rates have remained steady compared to one week ago, with a maximum yield of 5.84%.
  • High-yield savings accounts offer higher interest rates but may require certain conditions such as joining a credit union or a larger minimum deposit.
  • The average APY for traditional savings accounts is currently 0.22%, while high-yield accounts have an average APY of 0.22%.
  • When choosing an account, it's important to consider interest rates, minimum deposit requirements, fees, and the reputation and safety of the bank or credit union.

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