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Home Loan Interest Rates 2025: A Quick Guide To Top Bank Offers

  • Buying a home is one of the biggest financial decisions you'll ever make. One of the most important things to compare before applying for a home loan is the interest rate and processing fees charged by different banks.
  • Here’s a look at the home loan interest rates and processing charges offered by top banks in India in 2025: State Bank of India: 8.25% per annum, processing fee 0.35% of loan amount plus GST. HDFC Bank: 8.75% per annum, processing fee up to 0.50% or Rs 3,000 plus taxes. Axis Bank: 8.75% per annum, processing fee up to 1% of loan amount or minimum of Rs 10,000 plus GST. Kotak Mahindra Bank: 8.65% per annum, processing fee 0.5% of loan amount plus taxes.
  • If you’re planning to take a home loan in 2025, it’s important to compare both the interest rates and the processing fees. You need to consider the total cost before making a final decision.
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