<ul data-eligibleForWebStory="true">Over 1.4 billion people globally are unbanked despite rapid digitization in 2025.Blockchain offers solutions to financial exclusion through decentralized identity, stablecoins, and DeFi lending.Remittance systems, local economies, and CBDCs are reshaping financial inclusion prospects worldwide.Challenges include internet access, education, regulatory risks, and technical barriers to adoption.Blockchain, in conjunction with AI and CBDCs, holds promise for equitable financial access.