B2B payments are undergoing a transformation with the advancement of embedded finance, AI, and automation.Unlike in consumer payments, B2B transactions have historically faced complexity with traditional standalone platforms.Payment functionalities are now being directly integrated into business applications, streamlining processes for businesses.Fintech and financial institutions are driving this shift, enabling embedded B2B credit networks and seamless payment integrations.Modern B2B payment stacks focus on deep integration with ERP systems through APIs, enabling automation and real-time data flow.AI and machine learning are reducing manual reconciliation efforts in B2B payments, providing data-driven insights for finance teams.Emerging technologies like generative AI and embedded credit are reshaping the landscape of B2B payments, mirroring consumer payment innovations.The shift towards embedded finance, AI, and automation signifies a broader transformation in how businesses manage and move money.