<ul data-eligibleForWebStory="true"><li>Kim Hunter-Borst is retiring after delaying it for several years due to a financial wake-up call.</li><li>She reevaluated her financial situation after a layoff in 2016 and $69,000 debt.</li><li>The couple focused on eliminating debt, cutting unnecessary expenses, and investing wisely.</li><li>They paid off their debt by 2018 and started planning for retirement.</li><li>Kim struggled to quit her job due to the fear of financial insecurity and golden handcuffs.</li><li>Her husband's heart attack made her realize the importance of time and priorities.</li><li>She finally decided to retire and plans to focus on financial planning retreats for women and community events.</li><li>Kim looks forward to enjoying her retirement, traveling, and having the freedom to do as she pleases.</li></ul>

I delayed retiring for years. My husband's heart attack taught me we could not take time for granted.

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