<ul><li>Kerala Financial Corporation (KFC) has reported a record-high net of ₹98.16 crore with ₹920 crore infusion by the State Government for offering loans to MSMEs at 5% interest rates.</li><li>The infusion of ₹200 crore in share capital has raised the Capital Adequacy Ratio (CRAR) to 28.26%, exceeding the RBI-mandated minimum of 15% for NBFCs. The gross NPA reduced to 2.67% and net NPAs to 0.61%.</li><li>KFC plans to achieve a loan portfolio of ₹10,000 crore by the end of the year, diversifying its operations into new sectors while focusing on MSMEs, tourism industry, and startups.</li><li>The corporation aims to undergo comprehensive digital transformation to enhance operational efficiency, modernize offices, provide quality training, and continue supporting the MSME and startup ecosystem for economic growth.</li></ul>

Kerala Financial Corporation returns record-high net of ₹98.16 crore

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