Kiva, founded in 2005, aims to expand financial access for individuals worldwide by enabling micro-lending.
Over 1.7 billion unbanked individuals lack access to financial services for essentials like school, medicine, or starting a business.
Kiva's micro-lending model, where users can lend as little as $25 globally, has a 96% repayment rate, fostering self-sustaining financial cycles.
Kiva is leveraging blockchain technology, like the Kiva Protocol in partnership with Sierra Leone, to unlock formal finance for millions through digital IDs and credit systems.