<ul data-eligibleForWebStory="true"><li>Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.</li><li>HELOCs offer a variable-rate second mortgage, while home equity loans provide a fixed-rate lump-sum loan, both using the property as collateral.</li><li>Different loan amounts and terms are available for various financial needs, such as 5-year, 10-year, 15-year, 20-year, and 30-year options.</li><li>Building home equity through mortgage payments is crucial for wealth accumulation, as it represents the portion of your home that you own.</li></ul>

Latest HELOC & Home Equity Loan Rates: June 26, 2025

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