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Legacy Tech vs. Instant Payments: Which Will Win 2025’s Cash Flow Race?

  • The rise of instant payments and real-time transaction capabilities is expected to accelerate in 2025 and 2026.
  • Tech-savvy users expect payment systems to be as fast as digital interactions in other industries.
  • Real-time payments are showing strong momentum in core use cases, such as payroll and gig worker wage access.
  • Cross-border transactions present an opportunity for real-time payments, but a global implementation requires a business and regulatory framework.

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