<ul><li>Microfinance sector plays a crucial role in catering to the needs of low-income, underserved, unbanked, and marginalized sections of society.</li><li>Challenges in the sector include borrower over-leveraging and high interest rates, leading to repayment defaults.</li><li>The adoption of technologies like AI and ML can help MFIs streamline their operations and prevent over-leveraging.</li><li>Railways should focus on implementing safety systems like Kavach and completing Gati Shakti MultiModal Cargo Terminals for better freight movement.</li><li>The recent meeting of the commission did not address rate rationalization, fuel taxation, and exemptions, causing disappointment among taxpayers.</li><li>BR Ambedkar, an outlier among freedom struggle icons, had versatility in politics, economics, and social sciences.</li></ul>

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