A man retired at the age of 45 with a Rs 4.7 crore corpus from a simple job and SIPs, catching attention on Reddit for his unique approach to personal finance.
He started investing in mutual funds through SIPs in 1998, even when the concept was not common, gradually increasing his contributions as his salary rose.
Despite living a frugal lifestyle for years in a 2BHK, riding a scooter, and taking minimal vacations, he managed to accumulate significant wealth through consistent saving and investing.
The viral post on Reddit praised his financial discipline, with many users impressed by his ability to retire early and maintain a low-key lifestyle, while some raised concerns about potential compromises in enjoying his wealth.