<ul data-eligibleForWebStory="false"><li>The current average money market rate is 0.52%, with the highest rate being up to 4.5% as reported by Curinos.</li><li>Money market accounts are interest-bearing deposit accounts insured by the FDIC for banks and the NCUA for credit unions, providing up to $250,000 per depositor.</li><li>Compared to regular savings accounts, money market accounts typically offer higher interest rates but may require higher minimum deposits and balances.</li><li>When considering opening a money market account, it is advisable to compare rates, minimum balance requirements, fees, and withdrawal limits across different banks or credit unions.</li></ul>

Money Market Interest Rates Today: July 10, 2025 – Earn Up To 4.5%

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