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Money Market Interest Rates Today: July 2, 2025 – Earn Up To 4.5%

  • Money market rates today range from an average of 0.53% to a high of 4.5%.
  • Money market accounts pay higher interest rates than traditional savings accounts, offer debit cards, and check-writing capabilities.
  • Accounts are insured by the FDIC or NCUA up to $250,000 per account, protecting money in case of bank failure.
  • To open an account, compare yields, ensure you can meet minimum requirements, be mindful of fees and consider account features.

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