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Money Market Interest Rates Today: March 5, 2025 – Earn Up To 4.89%

  • The highest money market rate today is 4.89%, compared to a national average of 0.54%.
  • Money market accounts (MMAs) are interest-bearing deposit accounts offered by banks or credit unions.
  • MMAs are insured up to $250,000 per depositor by the FDIC at banks, or the NCUA at credit unions.
  • MMAs offer higher interest rates but often require higher minimum deposits and balances.

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