<ul data-eligibleForWebStory="false"><li>Understanding what your home and vehicle insurance cover during the monsoon season is crucial to avoid costly repairs due to rain-related damages like waterlogging, flooding, roof leaks, and electrical damage.</li><li>Home insurance typically covers structural damage, electrical equipment, and furniture affected by heavy rainfall, while vehicle insurance can help with engine damage, accidental damage, and damage from falling objects.</li><li>However, pre-existing issues, negligence, and lack of add-on covers may limit the coverage provided by insurance policies for both home and vehicles during monsoon damage.</li><li>To stay protected, ensure you have the right add-ons in your policies, review them annually, check for flood/storm damage coverage, and take preventive measures like clearing drains and parking in safe areas.</li></ul>

Monsoon Damage? What Your Home And Vehicle Insurance Actually Cover

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