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Mortgage Rates Today: December 18, 2024—Rates Move Up

  • The mortgage rates today for a 30-year fixed mortgage is 7.24% and for a 15-year fixed mortgage is 6.31%.
  • The average rate on a 30-year fixed mortgage rose to 7.24% today from 7.20% yesterday.
  • The APR on a 30-year fixed mortgage is 7.26%, lower than last week, which includes the loan's interest rate and finance charges.
  • According to the Forbes Advisor mortgage calculator, borrowers with a 30-year fixed-rate mortgage of $100,000 will pay $681 per month in principal and interest, with a total interest paid of approximately $145,266 over the life of the loan.

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