The current average mortgage rate on a 30-year fixed mortgage is 6.78% with an APR of 6.81%.The average rate on a 30-year mortgage decreased from 6.81% to 6.78% compared to a week ago.The average interest rate on a 15-year fixed-rate mortgage increased to 5.91% from 5.88%.The average interest rate on a 30-year fixed-rate jumbo mortgage remained stable at 7.11%.